In 2026, the Conventional loan limit in North-Bergen, located in the county of Hudson, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home reaches $970,800.
The Lendersa® Conventional loan calculator helps you compare the current leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the program in NJ that fits your financial situation the best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison data applies to the following zip codes: 7047
The mission of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan efficiently and with minimum trouble. Opt for any of the three pathways leading to matched lenders and loan programs.
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