Explore the differences! FHA VS Conventional loan programs in Guttenberg, Hudson County, New Jersey

In 2026, for a single-family home in Guttenberg, the county of Hudson, NJ, the conventional loan limit is set at $1,089,300, whereas the FHA limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to decide which program in NJ meets your unique financial requirements best.

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2026 Loan Limits and Down Payment Requirements in Guttenberg, Hudson, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 7093

Options for Conventional and FHA Loans in Guttenberg, NJ

The aim of Lendersa® is to provide you with the best options available for a Conventional, USDA, or FHA loan quickly and without complications. Choose from three starting points to connect with matching lenders and loan programs efficiently.

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Guttenberg Lenders

  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • Lends in New Jersey
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.

  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.