FHA VS Conventional loan programs in 2026 for Fairview, Bergen County, New Jersey

In 2026, the conventional loan limit in Fairview, located in the county of Bergen, NJ, is set at $1,089,300. At the same time, the FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess and contrast today's best rates among Conventional, FHA, and USDA options. It helps you evaluate the required income, credit score, reserves, and necessary documentation for the qualification process. Our comprehensive mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to make an informed decision about the best program available in NJ for your specific financial needs.

Compare various loan offers from 100 different lenders

Loan limits and down payment requirements for 2026 in Fairview, county of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is relevant for zip codes: 7022

Discover Conventional and FHA loan choices in Fairview, NJ

The objective of Lendersa® is to provide you with the most competitive Conventional, USDA, or FHA loans efficiently and without hassle. Select one of the three starting points that lead to matched lenders and loan programs. By doing so, you ensure you have explored all possible options for the best financial support available to you.

Explore Lendersa USDA loan request outcomes


Fairview Lenders

  • Aura Home Loans Inc.
  • 3 Myrtle Avenue, Edgewater, NJ, 7020
  • Lends in New Jersey
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.

  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • Lends in New Jersey
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.

  • Starseed Financial
  • One North Bridge Plaza Suite 675, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort.
    It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"

  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.