FHA VS Conventional loan in North-Plainfield, Somerset County, New Jersey
In 2025, the conventional loan limit in the city of North-Plainfield, located in Somerset county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize Lendersa®'s calculator for comparing today's best rates for Conventional, FHA, and USDA loans. Assess the income, credit, and other necessary requirements for qualification. This advanced mortgage tool helps view Conforming Conventional, USDA, FHA, and VA loans side by side, determining the best program for your financial situation in NJ.
Loan Limits & Down Payment Criteria for 2025 in North-Plainfield, Somerset, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Applicable for zip codes: 07063, 07060
Loan Options: Conventional and FHA in North-Plainfield, NJ
Lendersa®'s aim is to secure you the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three paths to match with lenders and programs.
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