FHA VS Conventional loan programs in 2025 for South-Plainfield, Middlesex County, New Jersey
In 2025, the limit for a Conventional loan in South-Plainfield, which is part of Middlesex county, NJ, is $970,800. For a single-family home, the FHA loan limit is $970,800.
The Lendersa® Conventional loan calculator is an effective tool for comparing current rates across Conventional, FHA, and USDA loans. It helps identify essential qualifying factors such as income, credit, reserves, and necessary documentation. Use our advanced mortgage calculator to view the Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding you in choosing the most suitable program in NJ for your financial situation.
2025 Loan Limits and Down Payment Requirements in South-Plainfield, Middlesex County, NJ
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is relevant to zip codes: 7080
Options for Conventional and FHA Loans in South-Plainfield, NJ
The mission of Lendersa® is to facilitate a smooth process in acquiring the best possible Conventional, USDA, or FHA loan. We offer three initial pathways that connect you to matching lenders and loan programs efficiently.
At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
