FHA VS Conventional loan programs in South-Plainfield, Middlesex County, New Jersey
In 2025, the limit for a Conventional loan in South-Plainfield, which is part of Middlesex county, NJ, is $970,800. For a single-family home, the FHA loan limit is $970,800.
The Lendersa® Conventional loan calculator is an effective tool for comparing current rates across Conventional, FHA, and USDA loans. It helps identify essential qualifying factors such as income, credit, reserves, and necessary documentation. Use our advanced mortgage calculator to view the Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding you in choosing the most suitable program in NJ for your financial situation.
2025 Loan Limits and Down Payment Requirements in South-Plainfield, Middlesex County, NJ
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is relevant to zip codes: 7080
Options for Conventional and FHA Loans in South-Plainfield, NJ
The mission of Lendersa® is to facilitate a smooth process in acquiring the best possible Conventional, USDA, or FHA loan. We offer three initial pathways that connect you to matching lenders and loan programs efficiently.
Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
101 Lindenwood Drive Suite 225, Malvern, PA, 19355
National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
14 South Jackson Street, Suite 102, Media, PA, 19063
Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
