In 2026, the limit for a Conventional loan in South-Plainfield, which is part of Middlesex county, NJ, is $970,800. For a single-family home, the FHA loan limit is $970,800.
The Lendersa® Conventional loan calculator is an effective tool for comparing current rates across Conventional, FHA, and USDA loans. It helps identify essential qualifying factors such as income, credit, reserves, and necessary documentation. Use our advanced mortgage calculator to view the Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding you in choosing the most suitable program in NJ for your financial situation.
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| Type of Loan | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is relevant to zip codes: 7080
The mission of Lendersa® is to facilitate a smooth process in acquiring the best possible Conventional, USDA, or FHA loan. We offer three initial pathways that connect you to matching lenders and loan programs efficiently.
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