FHA VS Conventional loan programs in Oakland, Bergen County, New Jersey
In 2025, the conventional loan limit in Oakland, located in Bergen county, NJ, is set at $1,089,300, whereas the FHA limit for a single-family residence is $1,089,300. Knowing these limits helps buyers understand their borrowing capacities within these regions.
Employ the Lendersa® Conventional loan calculator to evaluate today’s most competitive Conventional, FHA, and USDA rates. This tool helps determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding your decision on which program in NJ best fits your financial picture.
2025 Loan Limits and Down Payment Necessities in Oakland, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: This comparison table applies to the following zip codes: 7436
Explore Conventional and FHA Loan Options in Oakland, NJ
Lendersa® aims to swiftly connect you with prime Conventional, USDA, or FHA loan opportunities, reducing hassle. Choose from three starting points that lead to matching lenders and loan programs tailored for you.
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It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
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8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
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We’ve aligned ourselves with many National lending resources.
