FHA VS Conventional loan in Wyckoff, Bergen County, New Jersey

In 2025, the conventional loan limit set for Wyckoff, within Bergen county, NJ, is $1,089,300. In contrast, the FHA limit for a single-family home amounts to $1,089,300.

Utilize the Lendersa® Conventional loan calculator to navigate and compare the best rates available today between Conventional, FHA, and USDA loans. Evaluate the income, credit requirements, financial reserves, and necessary documents to qualify effectively. Our superior mortgage calculator provides a meticulous side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This aids you in determining which loan program in NJ is most beneficial for your specific financial needs and circumstances.

Explore a wide array of loan offers from 100 distinct lenders

A Closer Look at 2025 Loan Limits and Down Payment Requirements in Wyckoff, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comprehensive comparison table applies to the specified zip codes: 7481

Discover Conventional and FHA Loan Options in Wyckoff, NJ

The dedicated goal of Lendersa® is to swiftly secure the most favorable Conventional, USDA, or FHA loan solutions, eliminating unnecessary hassle. Choose one of these three starting points to link you to suitable lenders and customized loan programs:

Illustrative outcomes from Lendersa USDA loan request evaluations


  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
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  • Central National Bank
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  • Arbor Bank
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  • Shotbolt Mortgage Corporation
  • 17310 Wright Street, Suite 104, Omaha, NE, 68130
  • Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
  • Wilhelm Mortgage Inc
  • 17310 Wright Street, Suite 104, Omaha, NE, 68130
  • Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
  • Midwest Community Credit Union
  • 1909 Old South Palmetto Street, Sioux City, IA, 51106
  • Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.