FHA VS Conventional loan programs in 2025 for Franklin-Lakes, Bergen County, New Jersey
For the year 2025, the conventional loan limit for a single-family home in Franklin-Lakes, county of Bergen, NJ, is established at $970,800. On the other hand, the FHA limit is set at $970,800.
Leverage the Lendersa® Conventional loan calculator to effectively compare the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional loans, USDA, FHA, and VA programs side by side, guiding you to identify which program suits your financial situation in NJ best.
2025 Loan Limits and Down Payment Requirements in Franklin-Lakes, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
Applicable for these zip codes: 7417
Exploring Conventional and FHA Loan Opportunities in Franklin-Lakes, NJ
The core aim of Lendersa® is to connect you with optimal Conventional, USDA, or FHA loans quickly, in a hassle-free manner. Begin by selecting one of three strategic starting points, each designed to align you with suitable lenders and loan programs that meet your needs.
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.
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