FHA VS Conventional loan programs in Franklin-Lakes, Bergen County, New Jersey

For the year 2025, the conventional loan limit for a single-family home in Franklin-Lakes, county of Bergen, NJ, is established at $970,800. On the other hand, the FHA limit is set at $970,800.

Leverage the Lendersa® Conventional loan calculator to effectively compare the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional loans, USDA, FHA, and VA programs side by side, guiding you to identify which program suits your financial situation in NJ best.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Franklin-Lakes, Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Applicable for these zip codes: 7417

Exploring Conventional and FHA Loan Opportunities in Franklin-Lakes, NJ

The core aim of Lendersa® is to connect you with optimal Conventional, USDA, or FHA loans quickly, in a hassle-free manner. Begin by selecting one of three strategic starting points, each designed to align you with suitable lenders and loan programs that meet your needs.

Results from Lendersa USDA loan request and matching process


  • American Bank, National Association
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  • Texas Security Bank
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  • Military Mortgage Shop
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  • Global Home Finance Inc.
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  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
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  • Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.
  • Second Finance, Lc
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  • Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
  • The Mortgage Brewer
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  • Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.
  • Affiliated Financial Services Inc.
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  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.