Explore the differences! FHA VS Conventional loan programs in Old-Tappan, Bergen County, New Jersey

In 2025, Convetional loan limit in Old-Tappan, county of Bergen, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Old-Tappan, county of Bergen, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7675

Conventional and FHA loan options in Old-Tappan, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • United Southern Bank
  • 1813 East 9th St, Hopkinsville, KY, 42241
  • United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
  • Iron Mountain-Kingsford Community Federal Credit Union
  • 400 South Carpenter Avenue, Kingsford, MI, 49802
  • The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI. We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
  • Avestar Credit Union
  • 125 W Madison Street, Waterloo, WI, 53594
  • Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.