Explore the differences! FHA VS Conventional loan programs in Old-Tappan, Bergen County, New Jersey

In 2026, the conventional loan limit in Old-Tappan, Bergen county, NJ is $970,800, whereas the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's Conventional, FHA, and USDA rates. Determine the essential income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, compare side by side the Conforming Conventional, USDA, FHA, and VA loan options, aiding you in selecting the program in NJ that best suits your financial scenario.

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Loan limits and downpayment requirements for 2026 in Old-Tappan, county of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table applies to the zip codes: 7675

Conventional and FHA loan offerings in Old-Tappan, NJ

The mission of Lendersa® is to quickly and smoothly get you the optimal Conventional, USDA, or FHA loan. Choose from one of three starting paths to access aligned lenders and loan programs.

Lendersa USDA loan request and matching results


  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
    The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.

  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.

  • Solutions Bank
  • 200 Main Street, Forreston, IL, 61030
  • Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.

  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.

  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise.
    Our expert Mortgage Advisors work closely with multiple wholesale lenders."

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Merit Bank
  • 659 Gallatin Street SW, Huntsville, AL, 35801
  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.

    To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.