Explore the differences! FHA VS Conventional loan programs in Old-Tappan, Bergen County, New Jersey

In 2026, the conventional loan limit in Old-Tappan, Bergen county, NJ is $970,800, whereas the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's Conventional, FHA, and USDA rates. Determine the essential income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, compare side by side the Conforming Conventional, USDA, FHA, and VA loan options, aiding you in selecting the program in NJ that best suits your financial scenario.

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Loan limits and downpayment requirements for 2026 in Old-Tappan, county of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table applies to the zip codes: 7675

Conventional and FHA loan offerings in Old-Tappan, NJ

The mission of Lendersa® is to quickly and smoothly get you the optimal Conventional, USDA, or FHA loan. Choose from one of three starting paths to access aligned lenders and loan programs.

Lendersa USDA loan request and matching results


  • The State Bank of Geneva
  • 22 South Fourth Street, Geneva, IL, 60134
  • The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.

  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.

  • Piedmont Capital Lending
  • PO Box 1578, Roswell, GA, 30077
  • Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.

  • Farmers & Merchants Bank & Trust.
  • 1644 Ludington Street, Marinette, WI, 54143
  • At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products

  • Tri-County Credit Union
  • 2205 Hall Avenue, Suite 107, Marinette, WI, 54143
  • TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.

  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.

  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.