FHA VS Conventional loan in Harrington-Park, Bergen County, New Jersey

In 2025, the limit for conventional loans in Harrington-Park, located in Bergen county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Make use of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans and understand the income, credit, reserves, and documents needed to qualify. With our enhanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine which program in NJ best fits your financial situation.

Compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Harrington-Park, County of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

These details pertain to zip codes: 7640

Explore Conventional and FHA Loan Options in Harrington-Park, NJ

At Lendersa®, our mission is to assist you in obtaining the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to connect with compatible lenders and loan options.

Lendersa's summary of USDA loan requests and results


  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Edison Credit Union
  • 4200 East Front Street, Kansas City, MO, 64120
  • We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
  • Bayer Credit Union
  • 8400 Hawthorne Road, Kansas City, MO, 64120
  • Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
  • Eagle Bank & Trust
  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
  • Southern Bancorp (Lending Services ONLY)
  • 400 Hardin Rd, Suite 100, Little Rock, AR, 72211
  • Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
  • TruService Community FCU
  • 11001 Hermitage Road, Little Rock, AR, 72211
  • TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
  • Wonder State Mortgage
  • 650 S. Shackleford, Suite 400, Little Rock, AR, 72211
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Alliance Mortgage LLC
  • 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
  • Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple