FHA VS Conventional loan in Harrington-Park, Bergen County, New Jersey

In 2026, the limit for conventional loans in Harrington-Park, located in Bergen county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Make use of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans and understand the income, credit, reserves, and documents needed to qualify. With our enhanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine which program in NJ best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Harrington-Park, County of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

These details pertain to zip codes: 7640

Explore Conventional and FHA Loan Options in Harrington-Park, NJ

At Lendersa®, our mission is to assist you in obtaining the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to connect with compatible lenders and loan options.

Lendersa's summary of USDA loan requests and results


Harrington-Park Lenders

  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Lends in New Jersey
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.

  • Progressive Mortgage Services Inc
  • 8 East Madison Avenue, Dumont, NJ, 07628
  • Lends in New Jersey
  • Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • Lends in New Jersey
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.

  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Lends in New Jersey
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.

  • Approved Funding
  • 41 Grand Avenue, River Edge, NJ, 07661
  • Lends in New Jersey
  • Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.

  • Greater Alliance Federal Credit Union
  • 40 West Century Road, Paramus, NJ, 07652
  • Lends in New Jersey
  • Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.