In 2026, the conventional loan cap for River-Vale, in Bergen county, NJ, is $970,800. At the same time, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation. This advanced calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision for the best program in NJ for your financial situation.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
The comparison table applies to zip codes: 7675
Lendersa® is committed to quickly delivering the best Conventional, USDA, or FHA loan options without hassle. Choose one of three pathways to match with the right lenders and programs.
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