FHA VS Conventional loan programs in Passaic, Passaic County, New Jersey

In the year 2025, the loan limit for a Conventional loan in Passaic, located within the county of Passaic, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess today's prime rates across Conventional, FHA, and USDA loans. Establish the requisite income, credit score, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can compare side-by-side Conforming Conventional loans, USDA, FHA, and VA programs, helping determine which option in NJ works best for your financial needs.

Explore loan offers from over 100 lenders

Details of 2025 Loan Limits and Down Payment Requirements in Passaic, Passaic, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to these zip codes: 7055

Available Loan Options: Conventional and FHA in Passaic, NJ

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Opt for any of the three initial steps that guide you to appropriate lenders and loan schemes.

Lendersa's matched USDA loan results


  • Parker Mortgage & Investment
  • 2777 Cleveland Ave., Santa Rosa, CA, 95403
  • Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.
  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
  • Independent Lending Corp
  • 2 Casa Way, Suite 105, San Francisco, CA, 94123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Capital Group, Inc.
  • 3230 Scott Street, Suite 201, San Francisco, CA, 94123
  • At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Osder Financial Group
  • 2084 Union Street, San Francisco, CA, 94123
  • Osder Financial Group has earned a reputation as the “ go to mortgage company” for closing some of the most complex transactions in this industry. Their philosophy in striving to exhaust all resources to get deals done has led to virtually 100% of his business being referred to him by CPA’s, Accountants, Financial Planners.
  • Financial Concepts Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
  • Mayfair Mortgage
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
  • Capital Mortgage Consultants Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."