In the year 2026, the loan limit for a Conventional loan in Passaic, located within the county of Passaic, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today's prime rates across Conventional, FHA, and USDA loans. Establish the requisite income, credit score, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can compare side-by-side Conforming Conventional loans, USDA, FHA, and VA programs, helping determine which option in NJ works best for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table applies to these zip codes: 7055
The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Opt for any of the three initial steps that guide you to appropriate lenders and loan schemes.
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