FHA VS Conventional loan programs in 2025 for Passaic, Passaic County, New Jersey

In 2025, Convetional loan limit in Passaic, county of Passaic, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Passaic, county of Passaic, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 7055

Conventional and FHA loan options in Passaic, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • South Bay Equity Lending
  • 1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
  • South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
  • Riviera Funding
  • 1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
  • Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
  • Professional Lending Network
  • 1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
  • Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
  • Vista Loans
  • 1402 Esplanade, Suite 1, Redondo Beach, CA, 90277
  • You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
  • F2YES
  • 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
  • F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
  • Prime Group
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Target Rate
  • 710 Santa Monica Blvd, Santa Monica, CA, 90401
  • Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
  • American Mortgage Capital
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.