FHA VS Conventional loan programs in 2025 for Passaic, Passaic County, New Jersey
In the year 2025, the loan limit for a Conventional loan in Passaic, located within the county of Passaic, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today's prime rates across Conventional, FHA, and USDA loans. Establish the requisite income, credit score, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can compare side-by-side Conforming Conventional loans, USDA, FHA, and VA programs, helping determine which option in NJ works best for your financial needs.
Details of 2025 Loan Limits and Down Payment Requirements in Passaic, Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to these zip codes: 7055
Available Loan Options: Conventional and FHA in Passaic, NJ
The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Opt for any of the three initial steps that guide you to appropriate lenders and loan schemes.
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