In 2026, the Conventional loan limit for Clifton, found in Passaic county, NJ, is $1,089,300. For a single-family home, the FHA limit is set at $1,089,300.
Employ the Lendersa® Conventional loan calculator to evaluate current top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced calculator enables a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in deciding which program in NJ aligns with your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The data in this table applies to the following zip codes: 07014
The purpose of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose from one of three paths leading to matching lenders and loan offerings.
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