FHA VS Conventional loan in Clifton, Passaic County, New Jersey
In 2025, the Conventional loan limit for Clifton, found in Passaic county, NJ, is $1,089,300. For a single-family home, the FHA limit is set at $1,089,300.
Employ the Lendersa® Conventional loan calculator to evaluate current top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced calculator enables a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in deciding which program in NJ aligns with your financial needs.
Loan limits and down payment requirements for 2025 in Clifton, Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The data in this table applies to the following zip codes: 07014, 07013, 07012, 07011, 07015
Options for Conventional and FHA loans in Clifton, NJ
The purpose of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose from one of three paths leading to matching lenders and loan offerings.
Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \
INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS.
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Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
"Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina.
We update our mortgage rates daily so are always able to see current interest rates."
271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
