Explore the differences! FHA VS Conventional loan programs in Pilesgrove, Salem County, New Jersey

In 2026, the limit for Conventional loans in Pilesgrove, Salem county, NJ is $726,200, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in NJ best suits your financial needs.

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Loan Limits and Requirements for 2026 in Pilesgrove, Salem county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The table applies to the zip codes: 8098

Explore Conventional and FHA Loan Options in Pilesgrove, NJ

The aim of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan swiftly and easily. Choose one of three paths to find matching lenders and applicable loan programs.

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Pilesgrove Lenders

  • Franklin Bank
  • 1179 Route 40, Pilesgrove, NJ, 08098
  • Lends in New Jersey
  • In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.

  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • Lends in New Jersey
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.

  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • Lends in New Jersey
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.