For the year 2026, the conventional loan limit in Point-Pleasant, located in Ocean county, NJ, is $970,800. Meanwhile, the FHA loan limit for a single-family home is set at $970,800.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and necessary documentation to qualify. This advanced mortgage tool presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting in finding the suitable program in NJ for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
The data in this table applies to the following zip codes: 8742
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan offers with minimal hassle. Start with any of these three pathways to identify matching lenders and loan options:
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