FHA VS Conventional loan programs in 2025 for Point-Pleasant, Ocean County, New Jersey
For the year 2025, the conventional loan limit in Point-Pleasant, located in Ocean county, NJ, is $970,800. Meanwhile, the FHA loan limit for a single-family home is set at $970,800.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and necessary documentation to qualify. This advanced mortgage tool presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting in finding the suitable program in NJ for your financial situation.
Examining 2025 loan limits and down payment requirements in Point-Pleasant, part of Ocean county, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The data in this table applies to the following zip codes: 8742
Exploring Loan Options: Conventional and FHA in Point-Pleasant, NJ
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan offers with minimal hassle. Start with any of these three pathways to identify matching lenders and loan options:
Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
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1100 Commerce Street, Suite 615, Dallas, TX, 75242
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Southwest Airlines Federal Credit Union is a financial institution formed in 1975 to serve the financial needs of employees of Southwest Airlines. Over the years we have added more than 150 Select Employee Groups (SEGs) to the list of companies whose employees we serve. Adding Southwest Airlines Federal Credit Union .
113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
Texas Security Bank's mission is to Elevate the Champions of Free Enterprise.
The way we see it, our best asset is you.
Being an independent bank gives us a different perspective. Most banks are institutional. We're entrepreneurial. We're not another branch of another mega bank.
We're part of this community
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.
Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.
Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.
