Explore the differences! FHA VS Conventional loan programs in Union, Union County, New Jersey

In 2025, Convetional loan limit in Union, county of Union, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Union, county of Union, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07083, 07088

Conventional and FHA loan options in Union, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Professional Financial Mortgage Inc.
  • 18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
  • Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Citizens Direct
  • 18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
  • Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
  • Reve Mortgage
  • 1199 Fairway Dr, City Of Industry, CA, 91789
  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
  • McLeod & Associates
  • 385 South Lemon Avenue, Suite D, Walnut, CA, 91789
  • Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
  • F.P. Mortgage
  • 667 S Brea Canyon Rd # 24, Walnut, CA, 91789
  • FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.