As of 2026, the Conventional loan limit in Union, located within Union county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Leverage the Lendersa® Conventional loan calculator to compare today's prime rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator positions Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding you in deciding which program in NJ is optimal for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
The comparison table is applicable to the zip codes: 07083
Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan without any hassle. Choose from three pathways that lead to matching lenders and programs.
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