In the year 2026, the conventional loan limit for City-of-Orange, within the county of Essex, NJ, is $970,800. For a single-family home, the FHA limit is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to assess today's top options between Conventional, FHA, and USDA loans. Determine the necessary income, credit, and reserves as well as required documentation for qualification. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA loans side by side to select the best program in NJ for your unique financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This table is relevant to the following zip codes: 07050, 07051
Lendersa® strives to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select from three starting pathways to connect with corresponding lenders and suitable loan programs.
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