FHA VS Conventional loan programs in Aztec, San Juan County, New Mexico
In the year 2026, the limit for a Conventional loan in Aztec, located within San Juan county, NM, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today’s Conventional versus FHA and USDA best rates. This calculator helps to determine the income, credit score, reserves, and documents necessary for qualification. Our advanced tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA offers, enabling an informed decision on which NM program is optimal for your finances.
Loan limits and downpayment requirements for 2026 in Aztec, county of San Juan, NM
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 87410
Explore Conventional and FHA Loan Options in Aztec, NM
Lendersa® is dedicated to quickly providing you the best possible choices among Conventional, USDA, or FHA loans, without any hassle. You can start with one of three options to connect with matching lenders and loan programs.
Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
