FHA VS Conventional loan in Aztec, San Juan County, New Mexico

In the year 2026, the limit for a Conventional loan in Aztec, located within San Juan county, NM, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s Conventional versus FHA and USDA best rates. This calculator helps to determine the income, credit score, reserves, and documents necessary for qualification. Our advanced tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA offers, enabling an informed decision on which NM program is optimal for your finances.

Compare loan offers from over 100 lenders

Loan limits and downpayment requirements for 2026 in Aztec, county of San Juan, NM

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 87410

Explore Conventional and FHA Loan Options in Aztec, NM

Lendersa® is dedicated to quickly providing you the best possible choices among Conventional, USDA, or FHA loans, without any hassle. You can start with one of three options to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.

  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.

    Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location

  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.

  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK

  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.

  • SIU Credit Union
  • 395 N Giant City Rd, Carbondale, IL, 62902
  • SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il

  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,

  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.

    Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find
    the mortgage that best fits your needs

  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.