FHA VS Conventional loan programs in Bloomfield, San Juan County, New Mexico

As of 2026, the Conventional loan limit for a single-family home in Bloomfield, San Juan county, NM, is set at $726,200, while the FHA limit stands at $472,030.

Try the Lendersa® Conventional loan calculator to contrast today's Conventional Vs. FHA Vs. USDA rates, and ascertain the necessary income, credit score, savings, and documentation for qualification. Our comprehensive mortgage calculator allows comparison of Conforming Conventional loans alongside USDA, FHA, and VA options to help you determine the most suitable program for your financial needs in NM.

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Loan limits and downpayment requirements for 2026 in Bloomfield, San Juan county, NM

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table corresponds to these zip codes: 87413

Conventional and FHA loan choices in Bloomfield, NM

Lendersa® is committed to finding you the most favorable Conventional, USDA, or FHA loan efficiently and without fuss. Start at any of the three entry points to align with the best lenders and loan solutions.

Lendersa USDA loan request results and matches


Bloomfield Lenders

  • High Desert Community Credit Union
  • 321 S Main Street, Aztec, NM, 87410
  • Lends in New Mexico
  • Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.

  • Key Mortgage Group, Inc
  • 109 W Chaco St, Aztec, NM, 87410
  • Lends in New Mexico
  • Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Four Corners Community Bank
  • 500 West Main Street, Farmington, NM, 87401
  • Lends in New Mexico
  • Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal

  • Major Mortgage
  • 5600 Mickey Dr, Suite D, Farmington, NM, 87402
  • Lends in New Mexico
  • Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.

  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • Lends in New Mexico
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.

  • VNBNM
  • 322 North Riverside Drive, Espanola, NM, 87532
  • Lends in New Mexico
  • At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest.

    Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.