Explore the differences! FHA VS Conventional loan programs in Lee-Acres, San Juan County, New Mexico

In the year 2026, the Conventional loan limit for Lee-Acres, situated in San Juan county, NM, is set at $647,200, whereas the FHA limit for a single-family home amounts to $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's most competitive rates for Conventional, FHA, and USDA loans. This tool assists you in assessing income, credit requirements, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, providing a clear picture for your financial circumstances in NM.

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2026 Loan Limits and Downpayment Requirements in Lee-Acres, San Juan County, NM

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison applies to zip codes: 87401

Explore Conventional and FHA Loan Options in Lee-Acres, NM

The primary aim of Lendersa® is to connect you efficiently with the best Conventional, USDA, or FHA loan options, swiftly and without complication. Start your journey with one of three options to find lenders and loan solutions that match your requirements.

View results for Lendersa USDA loan requests and matches


Lee-Acres Lenders

  • Four Corners Community Bank
  • 500 West Main Street, Farmington, NM, 87401
  • Lends in New Mexico
  • Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal

  • Major Mortgage
  • 5600 Mickey Dr, Suite D, Farmington, NM, 87402
  • Lends in New Mexico
  • Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.

  • High Desert Community Credit Union
  • 321 S Main Street, Aztec, NM, 87410
  • Lends in New Mexico
  • Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.

  • Key Mortgage Group, Inc
  • 109 W Chaco St, Aztec, NM, 87410
  • Lends in New Mexico
  • Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • Lends in New Mexico
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.

  • Catalyst Lending of New Mexico
  • 1005 21st St SE, Suite 9, Rio Rancho, NM, 87124
  • Lends in New Mexico
  • A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan