FHA VS Conventional loan programs in 2025 for Elko, Elko County, Nevada
In 2025, the conventional loan limit for Elko in Elko county, NV is $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator can help you evaluate today's best rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents necessary to qualify. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the program in NV that matches your financial situation best.
Loan Limits and Down Payment Needs for 2025 in Elko, Elko County, NV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 89801
Considering Conventional and FHA Loan Options in Elko, NV
Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan efficiently and with minimal hassle. Choose one of our three available starting points to connect with lenders and tailored loan programs.
"Pacific Crest Federal Credit Union is a financial cooperative that serves our members that live, work, or worship in Klamath, Lake, Modoc & NE Siskiyou Counties.
The credit union offers a full range of financial services. Our lending decisions are made locally and we have money to lend to meet your financial needs."
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
Providing funding throughout Utah
Great Projects Are Not Funded, They're BILT
4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.
