FHA VS Conventional loan in Spring-Creek, Elko County, Nevada

In 2025, Convetional loan limit in Spring-Creek, county of Elko, NV is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NV is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Spring-Creek, county of Elko, NV

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 89815

Conventional and FHA loan options in Spring-Creek, NV

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Landmark Capital Mortgage LLC
  • 725 W. Elliot Road, Suite 111, Gilbert, AZ, 85233
  • At Landmark Capital Mortgage, we work to provide you the best and most comprehensive service during your mortgage loan process. Our licensed Arizona mortgage originators are experts and will be in communication with you throughout the entire process. Our team will raise your expectations to a higher level for a mortgage company
  • Pilot Mortgage, LLC
  • 727 W Ray Road B7, Gilbert, AZ, 85233
  • Pilot Mortgage Founder and Leading Mortgage Broker in Gilbert, Arizona explains how Pilot Mortgage is changing the consumer experience and expectations when it comes to mortgage lending. Gordon Goosen has been originating mortgages for 20+ years, since 1993. Assisting home owners achieve their financial goals through mortgage planning.
  • Cheerlending, LLC
  • 425 W. Guadalupe Rd, Suite 116, Gilbert, AZ, 85233
  • CheerLending is transforming the mortgage industry by improving the customer experience with our innovative mortgage marketplace. When customers complete one simple form, CheerLending searches through the thousands of mortgage loan options available through our extensive lender network and provides the best options for their unique situations.
  • Prestige Mortgage, LLC
  • 1256 West Chandler Boulevard, Suite 29, Chandler, AZ, 85224
  • Prestige Mortgage offers Commercial, FHA, VA, USDA, Conventional, Jumbo, Bridge loans, and Private Money loans in Arizona. Whether it is debt consolidation, refinance, cash-out or a purchase of a new home, Prestige Mortgage will help you make the best decision for you and your family.
  • Secured Financial
  • 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.
  • Pacific Home Brokers Inc.
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.
  • The Christopher Company
  • 6128 Waverly Avenue, La Jolla, CA, 92037
  • The Christopher Company With over eighty years of combined experience in professional real estate and mortgage services, the staff at the Christoper Company has the tools and knowledge to guide you through the entire lending process. We know that the mortgage process can be complex and stressful, let our team help you navigate those waters.
  • Polo Financial Group Inc
  • 1224 Prospect, Suite 150, La Jolla, CA, 92037
  • Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.