FHA VS Conventional loan in Ely, White Pine County, Nevada

As of 2026, the conventional home loan limit in Ely, county of White Pine, NV, is $726,200, while the FHA limit for a single-family home is $472,030. Understanding these limits can greatly impact your mortgage planning.

Use the Lendersa® calculator to efficiently compare today's best rates for Conventional, FHA, and USDA loans. It helps evaluate the necessary income, credit, and other requirements. With our tool, examine Conventional, USDA, FHA, and VA loans side by side to find your best option in NV.

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2026 Loan Limits and Down Payment Requirements in Ely, County of White Pine, NV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 89301

Available Loan Options in Ely, NV

Lendersa® is dedicated to finding the optimal loan solution, whether it be Conventional, USDA, or FHA, quickly and effectively. Choose one of three starting points to connect with lenders and programs that suit your needs.

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Ely Lenders

  • ELKO FEDERAL CREDIT UNION
  • 2397 Mountain City Highway, Elko, NV, 89801
  • Lends in Nevada
  • The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.