which one is better? Conventional or FHA Guilderland, NY

In 2025, Convetional loan limit in Guilderland, county of Albany, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Conventional and FHA loan options in Guilderland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(801) 856-4927 Lender's profile and map Reviews CPA Mortgage Services, LLC 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111 CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
(801) 783-1404 Lender's profile and map Reviews Stratify Lending LLC 220 South 200 East, Suite 200, Salt Lake City, UT, 84111 Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
(801) 800-8214 Lender's profile and map Reviews RushFire Private Lending 257 E 200 S, Suite 525, Salt Lake City, UT, 84111 RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
801-983-6701 Lender's profile and map Reviews Actium Partners, LLC 111 East Broadway Suite 390, Salt Lake City, UT, 84111 Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
(385) 347-5950 Lender's profile and map Reviews Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
(801) 598-5883 Lender's profile and map Reviews Forewest Financial LLC 2966 Oak Valley Circle, Sandy, UT, 84093 Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
(573) 246-7087 Lender's profile and map Reviews Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
(801) 222-9006 Lender's profile and map Reviews Rock Canyon Bank 1376 North State Street, Orem, UT, 84057 Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
(801) 916-3233 Lender's profile and map Reviews Empire Mortgage and Investment, L.C 927 W. Center St, Orem, UT, 84057 Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
(801) 226-7456 Lender's profile and map Reviews FIRST COLONY MORTGAGE CORPORATION 508 W 800 N, Orem, UT, 84057 First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
(801) 487-1692 Lender's profile and map Reviews TransWest Credit Union 37 West 1700 South, Salt Lake City, UT, 84115 TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.