For 2026, the limit for a Conventional loan in Amityville, located in the county of Suffolk, NY, is set at $1,089,300, whereas for a single-family home, the FHA cap is $1,089,300.
Employ the Lendersa® Conventional loan calculator to evaluate the top rates currently offered in Conventional, FHA, and USDA loans. Determine qualifications such as income, credit, reserves, and necessary documents. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help decide the ideal program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table is relevant for the zip codes: 11701
At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from three starting options that facilitate finding matching lenders and loan offerings.
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