Explore the differences! FHA VS Conventional loan programs in North-Lindenhurst, Suffolk County, New York

For 2026, the conventional loan boundary in North-Lindenhurst, located in the county of Suffolk, NY, is set at $970,800; meanwhile, the limit for FHA loans for a single-family house is $970,800.

With the Lendersa® Conventional loan calculator, you can compare the leading rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for loan qualification. The advanced mortgage calculator allows you to easily evaluate Conforming Conventional loans, USDA, FHA, and VA programs side by side, facilitating your decision on the most suitable program for your financial requirements in NY.

Explore and compare loan offers from 100 diverse lenders

Details on 2026 Loan Limits and Down Payment Requirements in North-Lindenhurst, County of Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to the following zip codes: 11757

Exploring Conventional and FHA Loan Options in North-Lindenhurst, NY

At Lendersa®, our goal is to connect you swiftly with the best possible Conventional, USDA, or FHA loan without any hassle. Choose from three starting pathways to match with appropriate lenders and loan programs.

Explore USDA loan requests and matching outcomes on Lendersa


North-Lindenhurst Lenders

  • South Shore Mortgage
  • 325 E. Sunrise Hwy, Lindenhurst, NY, 11757
  • Lends in New York
  • The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.

  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • Lends in New York
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.

  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • Lends in New York
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • Advantage Home Lenders
  • 2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
  • Lends in New York
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

  • United Mortgage Corp
  • 25 Melville Park Road, Suite 110, Melville, NY, 11747
  • Lends in New York
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.