In 2026, the limit for Conventional loans in North-Amityville, within the county of Suffolk, NY, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you'll see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the best option within NY for your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table pertains to zip codes: 11726
Lendersa® is dedicated to helping you swiftly secure the most favorable Conventional, USDA, or FHA loans without hassles. Choose from three starting points that align you with matching lenders and loan programs.
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