Explore the differences! FHA VS Conventional loan programs in North-Amityville, Suffolk County, New York

In 2026, the limit for Conventional loans in North-Amityville, within the county of Suffolk, NY, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you'll see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the best option within NY for your financial needs.

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2026 Loan Limits and Downpayment Requirements in North-Amityville, County of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to zip codes: 11726

Explore Conventional and FHA Loan Options in North-Amityville, NY

Lendersa® is dedicated to helping you swiftly secure the most favorable Conventional, USDA, or FHA loans without hassles. Choose from three starting points that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


North-Amityville Lenders

  • South Shore Mortgage
  • 325 E. Sunrise Hwy, Lindenhurst, NY, 11757
  • Lends in New York
  • The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.

  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • Lends in New York
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.

  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • Lends in New York
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Lends in New York
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • Advantage Home Lenders
  • 2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
  • Lends in New York
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in New York
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus