FHA VS Conventional loan programs in North-Amityville, Suffolk County, New York

In 2026, the limit for Conventional loans in North-Amityville, within the county of Suffolk, NY, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you'll see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the best option within NY for your financial needs.

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2026 Loan Limits and Downpayment Requirements in North-Amityville, County of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to zip codes: 11726

Explore Conventional and FHA Loan Options in North-Amityville, NY

Lendersa® is dedicated to helping you swiftly secure the most favorable Conventional, USDA, or FHA loans without hassles. Choose from three starting points that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nu Source Lending Mortgage Corporation
  • 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
  • Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path

  • AlaTrust Credit Union
  • 1810 Merchants Drive, Birmingham, AL, 35244
  • AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.

  • Avadian Credit Union
  • 1 Riverchase Pkwy S, Birmingham, AL, 35244
  • "Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.

    To fulfill our mission statement, we strive to:

    Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"

  • CLASSIC HOME MORTGAGE, INC.
  • 1904 Indian Lake Drive, Birmingham, AL, 35244
  • Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.

  • Blackhawk Bank & Trust, IL
  • 301 4th Street West, Milan, IL, 61264
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.

  • The First National Bank of Arenzville
  • 110 S Charles, Arenzville, IL, 62611
  • The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.

  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,

  • Qualify 4 mortgage
  • 2245 Pontoon Rd, Granite City, IL, 62040
  • Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.

  • Farmers and Merchants State Bank of Bushnell
  • 484 East Main Street, Bushnell, IL, 61422
  • Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank

  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.