FHA VS Conventional loan in Armonk, Westchester County, New York

In the year 2026, the limit for a Conventional loan in Armonk, which is situated in the county of Westchester, NY, is set at $1,089,300. On the other hand, the FHA loan limit for a single-family house is $1,089,300.

The Lendersa® Conventional loan calculator enables you to compare top rates of the day between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for eligibility. Using our comprehensive mortgage calculator, you can see Conforming Conventional loans and compare them against USDA, FHA, and VA options side by side to decide which program in NY aligns best with your financial needs.

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2026 Loan Limits and Downpayment Requirements in Armonk, Westchester County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 10504

Conventional and FHA Loan Choices in Armonk, NY

The mission of Lendersa® is to ensure you quickly secure the best available Conventional, USDA, or FHA loan, free of hassle. Choose from one of three starting points, leading you to matched lenders and loan programs.

Results for Lendersa USDA loan requests and matches


Armonk Lenders

  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Lends in New York
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • Lends in New York
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Lends in New York
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.

    Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under

  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Lends in New York
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Lends in New York
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • Quintessential Mortgage Group
  • 399 Knollwood Road, Suite 320, White Plains, NY, 10603
  • Lends in New York
  • Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.

  • Quorum Federal Credit Union
  • 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
  • Lends in New York
  • Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.

  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New York
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.

  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New York
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
    Suite 405, Purchase New York 10577.

    We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
    We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50