Explore the differences! FHA VS Conventional loan programs in Batavia, Genesee County, New York
In 2026, the conventional loan limit in Batavia, within Genesee county, NY, is set at $726,200. Meanwhile, for FHA, the limit is $472,030 for a single-family home.
With the Lendersa® Conventional loan calculator, compare today's best options among Conventional, FHA, and USDA rates. Determine your requirements for income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage tool allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you choose the top program in NY for your financial needs.
Loan limits and down payment needs for 2026 in Batavia, Genesee, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to the zip codes: 14020
Explore Conventional and FHA Loan Options in Batavia, NY
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Start with one of three options to find matching lenders and tailored loan programs.
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