FHA VS Conventional loan programs in 2026 for Batavia, Genesee County, New York
In 2026, the conventional loan limit in Batavia, within Genesee county, NY, is set at $726,200. Meanwhile, for FHA, the limit is $472,030 for a single-family home.
With the Lendersa® Conventional loan calculator, compare today's best options among Conventional, FHA, and USDA rates. Determine your requirements for income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage tool allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you choose the top program in NY for your financial needs.
Loan limits and down payment needs for 2026 in Batavia, Genesee, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to the zip codes: 14020
Explore Conventional and FHA Loan Options in Batavia, NY
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Start with one of three options to find matching lenders and tailored loan programs.
LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.
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Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
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The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
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Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
