In the year 2026, the conventional loan limit in Bergen, which is in Genesee county, NY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional versus FHA versus USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program in NY for your financial situation.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the zip codes: 14416
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly and seamlessly. Choose from one of three starting points to find matching lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
