FHA VS Conventional loan programs in Oakfield, Genesee County, New York
In 2026, the Conventional loan limit in Oakfield, within Genesee county, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best rates offered today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to choose the optimal program in NY for your financial requirements.
Exploring 2026 Loan Limits and Down Payment Requirements in Oakfield, Genesee County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 14125
Explore Conventional and FHA Loan Options in Oakfield, NY
The aim of Lendersa® is to secure you the best Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points that connect you with matching lenders and suitable loan programs.
LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
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