FHA VS Conventional loan in Bath, Steuben County, New York
In 2025, the ceiling for a Conventional loan in Bath, within Steuben county, NY, is set at $726,200; whereas, for an FHA-backed loan, it stands at $472,030 for single-family dwellings.
Lendersa® presents you with its Conventional loan calculator to evaluate and contrast today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit score, reserves, and paperwork you need to be eligible. Our sophisticated mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your unique financial context in NY.
Loan limits and required down payments for 2025 in Bath, Steuben, NY
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant to these zip codes: 14810, 14879, 14856
Exploring Conventional and FHA loan choices in Bath, NY
The mission of Lendersa® is to quickly and smoothly secure the most fitting loans under Conventional, USDA, or FHA categories. Start with any of the three options below to connect with suitable lenders and loan packages.
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State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
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