FHA VS Conventional loan programs in Bath, Steuben County, New York
In 2025, the ceiling for a Conventional loan in Bath, within Steuben county, NY, is set at $726,200; whereas, for an FHA-backed loan, it stands at $472,030 for single-family dwellings.
Lendersa® presents you with its Conventional loan calculator to evaluate and contrast today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit score, reserves, and paperwork you need to be eligible. Our sophisticated mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your unique financial context in NY.
Loan limits and required down payments for 2025 in Bath, Steuben, NY
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant to these zip codes: 14810, 14879, 14856
Exploring Conventional and FHA loan choices in Bath, NY
The mission of Lendersa® is to quickly and smoothly secure the most fitting loans under Conventional, USDA, or FHA categories. Start with any of the three options below to connect with suitable lenders and loan packages.
In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.
We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
