FHA VS Conventional loan programs in Canisteo, Steuben County, New York

For the year 2025, the limit for Conventional loans in Canisteo, part of Steuben county in NY, is set at $726,200. At the same time, FHA loans are capped at $472,030 for a single-family dwelling.

Utilize the Lendersa® Conventional mortgage calculator to evaluate the most competitive rates available today for Conventional, FHA, and USDA loans. This tool helps you assess the necessary income, credit, and documents required for qualification. By examining Conforming Conventional, USDA, FHA, and VA loans side by side, you can select the best fit for your financial situation in NY.

Review loan deals from over 100 lenders

Loan limits and down payment expectations for 2025 in Canisteo, Steuben county, NY

Loan Category Maximum Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These limits are applicable to the following zip codes: 14819, 14823

Loan options for Conventional and FHA in Canisteo, NY

At Lendersa®, our mission is to facilitate your access to the highest quality Conventional, USDA, or FHA loan promptly and with ease. You can begin with one of three approaches to effectively find lenders and loan options that match your needs.

Lendersa's results for USDA loan requests and matches


  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FIRST LENDERS MORTGAGE
  • 29B W. Front Street, Keyport, NJ, 7735
  • As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • Go Home Mortgage Inc
  • 1513 Castle Hill Avenue, Bronx, NY, 10462
  • Go Home Mortgage Inc, is a registered Mortgage Broker with the NYS Dept of Financial Services. All loans are arranged thru third party lenders. Our services cover the entire New York State. Go Home Mortgage Inc operates from one prime location in the Bronx since February 2006. We are a full service mortgage brokerage company.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Acme Federal Credit Union
  • 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
  • ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
  • GoRascal
  • 285 North 6th St, Second Floor, Brooklyn, NY, 11211
  • Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the