FHA VS Conventional loan programs in 2026 for Hornellsville, Steuben County, New York

During 2026, the conventional loan limit in Hornellsville, located in the county of Steuben, NY, is set at $726,200. The FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to efficiently compare today's leading rates for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit score, reserves, and documentation for qualification. Featuring an advanced mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options to select the most suitable program for your financial needs in NY.

Explore and compare loan offers from a network of 100 lenders

Loan limits and required down payments for 2026 in Hornellsville, Steuben county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are relevant for zip codes: 14843

A range of Conventional and FHA loan choices in Hornellsville, NY

Lendersa® is dedicated to swiftly securing the best Conventional, USDA, or FHA loans for you in a seamless manner. Choose from three pathways that will match you with the right lenders and loan programs.

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Hornellsville Lenders

  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Lends in New York
  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • Lends in New York
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • Lends in New York
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member