FHA VS Conventional loan programs in 2026 for Campbell, Steuben County, New York
In 2026, the ceiling for a Conventional loan in Campbell, located in the county of Steuben, NY, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side-by-side, enabling you to decide which program in NY best suits your financial situation.
Loan Limits and Downpayment Requirements for 2026 in Campbell, Steuben, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable for zip codes: 14870
Loan Options: Conventional and FHA in Campbell, NY
The objective of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans. Choose from one of three starting points to meet matching lenders and loan programs that are a fit for your requirements.
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
