FHA VS Conventional loan in Islip, Suffolk County, New York

During 2025, the limit for a Conventional loan in Islip, which is part of Suffolk county in NY, is $1,089,300, whereas the FHA loan limit is $1,089,300 for single-family residences.

Leverage Lendersa® Conventional loan calculator for a comprehensive analysis of today's top Conventional, FHA, and USDA rates. Assess what income, credit, reserves, and necessary documentation facilitate qualification. Our robust mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, aiding you in selecting the most fitting program in NY for your specific financial needs.

Discover loan offers from a cohort of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Islip, County Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This information is relevant for the following ZIP codes: 11769, 11705, 11718, 11796, 11795, 11716, 11741, 11742, 11749, 11717, 11779, 11770, 11722, 11752, 11751, 11706, 11702, 11782, 11788, 11730, 11739, 00501, 11760

Exploring Conventional and FHA Loan Offerings in Islip, NY

At Lendersa®, we aim to expedite the process of securing the most beneficial Conventional, USDA, or FHA loans without unnecessary delays or complexity. Start your journey by selecting one of three pathways that lead to a well-matched alignment of lenders and loan programs.

Lendersa matched results for USDA loan requests


  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
  • Plan Lending
  • 224 West Park Street, Suite 200, Freeport, TX, 77541
  • PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
  • The Brenham National Bank
  • 2211 S Day St, Brenham, TX, 77833
  • Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • Dash Home Mortgage Corporation
  • 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.