Explore the differences! FHA VS Conventional loan programs in Oakdale, Suffolk County, New York

In 2025, Convetional loan limit in Oakdale, county of Suffolk, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Oakdale, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 11769

Conventional and FHA loan options in Oakdale, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Anchor & Anvil, LLC
  • 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660
  • Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • Selfreliance Federal Credit Union
  • 2332 West Chicago Avenue, Chicago, IL, 60622
  • Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
  • Silvercreek Finance Corp
  • 1701 N. Ashland Ave, Chicago, IL, 60622
  • Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
  • NewCastle Home Loans
  • 1700 W Cortland Street, Suite 207, Chicago, IL, 60622
  • Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
  • Chicago Hard Money and Bridge Loans
  • 1520 N Damen, Suite D, Chicago, IL, 60622
  • Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
  • Royalty Elite Mortgage Corp
  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
  • Terre Haute Savings Bank
  • 533 Ohio Street, Terre Haute, IN, 47807
  • Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
  • Chicago National Finance
  • 2000 W. Grand Ave, Chicago, IL, 60612
  • Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals. With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.