Conventional compare with FHA Loan Beacon, NY [Dutchess

In 2026, the conventional loan limit within Beacon, in Dutchess County, NY, is $726,525. Meanwhile, the FHA limit for a single-family residence is set at $472,030.

Use the Lendersa® Conventional loan calculator to compare the best current rates between Conventional, FHA, and USDA loans. Here, you can assess the income, credit, reserves, and documents necessary for qualification. Our advanced tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, enabling you to decide which program in NY best fits your financial needs.

Explore Conventional and FHA Loan Options in Beacon, NY

Lendersa® strives to offer you the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points that connect you directly with matching lenders and available programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$726,525	3%
USDA	$581,200	0%
FHA	$472,030	3.5%

Lendersa's USDA loan request and results

(870) 895-2591 Lender's profile and map Reviews Bank of Salem 207 West Church St, Salem, AR, 72576 Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson. Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
(850) 250-2677 Lender's profile and map Reviews Blissful Mortgage Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408 Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.
(515) 981-0434 Lender's profile and map Reviews City State Bank 100 NE Jacob St, Grimes, IA, 50111 At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
(515) 222-2300 Lender's profile and map Reviews West Bank 1601 22nd Street, West Des Moines, IA, 50266 West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
(515) 216-1600 Lender's profile and map Reviews Splice Funding Solutions 830 65th St, West Des Moines, IA, 50266 Splice Funding Solutions is a full service loan lending entity specializing in the arranging, placement, funding, and brokering of commercial loans nationwide. In addition, Splice Funding Solutions offers consulting services to entities or individuals looking to arrange financing for a broad range of commercial projects.
(877) 281-0689 Lender's profile and map Reviews Fidelity Bank 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266 Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options. Fidelity Bank is on LinkedIn to celebrate our team members.
(844) 226-5421 Lender's profile and map Reviews Bank Iowa 1150 Jordan Creek Pkwy, West Des Moines, IA, 50266 With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
(515) 453-4663 Lender's profile and map Reviews Homeservices Lending 2700 Westown Pkwy, West Des Moines, IA, 50266 At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
(515) 428-0098 Lender's profile and map Reviews Summit Mortgage Corporation 1501 42nd St, Suite 465, West Des Moines, IA, 50266 Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
(515) 432-6200 Lender's profile and map Reviews Boone Bank & Trust Co. 716 8th St, Boone, IA, 50036 Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
(320) 983-3101 Lender's profile and map Reviews The First National Bank of Milaca 190 - 2nd Ave SW, Milaca, MN, 56353 The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.