FHA VS Conventional loan programs in 2025 for Philipstown, Putnam County, New York

For 2025, the Conventional loan limit in Philipstown, within Putnam county, NY is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate today's premier rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA products, aiding you to select the best option for your financial scenario in NY.

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2025 Loan Limits and Down Payment Requirements in Philipstown, County of Putnam, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table pertains to the zip codes: 10516, 10524

Available Conventional and FHA Loan Options in Philipstown, NY

The aim of Lendersa® is to seamlessly connect you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three ways that align you with suitable lenders and loan arrangements.

View USDA loan requests and matching results at Lendersa


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