FHA VS Conventional loan programs in 2026 for Philipstown, Putnam County, New York

For 2026, the Conventional loan limit in Philipstown, within Putnam county, NY is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate today's premier rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA products, aiding you to select the best option for your financial scenario in NY.

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2026 Loan Limits and Down Payment Requirements in Philipstown, County of Putnam, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table pertains to the zip codes: 10516

Available Conventional and FHA Loan Options in Philipstown, NY

The aim of Lendersa® is to seamlessly connect you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three ways that align you with suitable lenders and loan arrangements.

View USDA loan requests and matching results at Lendersa


  • Enterprise Bank & Trust
  • 150 N Meramec Ave, Clayton, MO, 63105
  • We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.

  • Carlson Mortgage LLC
  • 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
  • We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees

  • Gateway Mortgage
  • 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
  • Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners

  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.

    On February 13, 1943 the doors of the new bank were opened.

  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals

  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035
  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington.

    Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere

  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request.

    We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.

  • City & Police Federal Credit Union
  • 4675 Sunbeam Road, Jacksonville, FL, 32257
  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".

  • Forever Home Loans
  • 3400 KORI RD, Suite 4, Jacksonville, FL, 32257
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CCS Home Loans
  • 2814 Spanish Cove Trail, Jacksonville, FL, 32257
  • Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals.

    In most cases, the representation and loan products offered, while providing short term benefits,

  • Tidor Properties
  • 9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
  • Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.

  • TrustLine Mortgage, Inc.
  • 6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257
  • TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.