FHA VS Conventional loan programs in Putnam-Valley, Putnam County, New York
For the year 2025, the maximum limit for a conventional loan in Putnam-Valley, located within the county of Putnam, NY, is established at $970,800. The FHA loan limit, on the other hand, is set at $970,800 specifically for a single-family property.
The Lendersa® Conventional loan calculator is a useful tool for comparing today's rates between Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in your decision on the best program in NY for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Putnam-Valley, County of Putnam, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is applicable to the following zip codes: 10516, 10537, 10588, 10579
Exploring Conventional and FHA Loan Options in Putnam-Valley, NY
At Lendersa®, our ambition is to provide you with the best possible Conventional, USDA, or FHA loan solutions swiftly and with ease. You can choose from three different starting points that help you match with lenders and loan programs tailored to your needs.
30 Providencia Court, Suite 4M, Brownsville, TX, 78526
Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
"GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.
We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
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On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
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