In 2025, the Conventional loan limit set in Cold-Spring, which lies within Putnam county of NY, is $970,800. Meanwhile, the FHA loan limit for a single-family house is $970,800.
Explore the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit criteria, reserves, and documentation for qualification. With our sophisticated mortgage calculator, assess Conforming Conventional, USDA, FHA, and VA loans side by side to choose the most appropriate program in NY for your financial needs.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table refers to these zip codes: 10516
The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you efficiently and with minimal hassle. Select one of three starting strategies to find matching lenders and the right loan programs.
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
