Explore the differences! FHA VS Conventional loan programs in Bethel, Sullivan County, New York

In 2026, the Conventional loan limit for Bethel, in Sullivan County, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the needed income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best program in NY for your financial plans.

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2026 Loan Limits and Downpayment Requirements in Bethel, Sullivan, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 12726

Conventional and FHA Loan Opportunities in Bethel, NY

Lendersa® aims to connect you with the most advantageous Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three initial paths to find lenders and loan programs that match your requirements.

Lendersa USDA loan requests and match results


  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.

  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • The Lending Lady
  • 6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
  • Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.

    You only think about home financing a few times in your life

  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home!

    Exceptional Service: Communication is the key that unlocks success

  • Best Damn Loans, LLC
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.

  • Arizona Lending Group
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.

  • Mizar Commercial LLC
  • 4021 N 75th St, Suite 101, Scottsdale, AZ, 85251
  • When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.

  • Arnaiz Mortgage LLC
  • 7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.