In 2026, the Conventional loan limit for Bethel, in Sullivan County, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the needed income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best program in NY for your financial plans.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 12726
Lendersa® aims to connect you with the most advantageous Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three initial paths to find lenders and loan programs that match your requirements.
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