FHA VS Conventional loan programs in Thompson, Sullivan County, New York
In the year 2026, the conventional loan limit in Thompson, located in Sullivan county of NY, is $726,200, while the FHA limit for a single-family home reaches $472,030.
Employ the Lendersa® Conventional loan calculator to contrast today's optimal Conventional, FHA, and USDA rates. Ascertain the income, credit, reserves, and documents required to qualify. Our comprehensive calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in NY best fits your financial context.
2026 Loan Limits & Down Payment Details in Thompson, Sullivan County, NY
Loan Type
Max Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table comparison applies to the zip codes: 12751
Options for Conventional and FHA Loans in Thompson, NY
Lendersa® aims to swiftly provide you with the ideal Conventional, USDA, or FHA loan without difficulty. Choose one of three starting paths that guide you to matching lenders and loan offerings.
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
