FHA VS Conventional loan programs in 2026 for Fallsburg, Sullivan County, New York
As of 2026, the loan limit for conventional loans in Fallsburg, county of Sullivan, NY is $726,200, whereas the limit for FHA loans is $472,030 for a single-family home.
Employ the Lendersa® Conventional loan calculator to analyze and compare current conventional, FHA, and USDA loan rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding you in selecting the most suitable program in NY according to your financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Fallsburg, Sullivan, NY
Type of Loan
Maximum Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These comparison tables are applicable to zip codes: 12759
Conventional and FHA Loan Choices Available in Fallsburg, NY
Lendersa® strives to secure the ideal Conventional, USDA, or FHA loan swiftly and without hassle. Opt for one of three approaches leading to matched lenders and loan programs.
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
