FHA VS Conventional loan in Liberty, Sullivan County, New York
In the year 2026, the Conventional loan limit in Liberty, located in the county of Sullivan, NY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
Explore Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork needed for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options to identify the best program in NY for your specific financial needs.
Details on loan limits and down payment requirements for 2026 in Liberty, Sullivan county, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data in this table corresponds to specific zip codes: 12758
Wide range of Conventional and FHA loan solutions in Liberty, NY
Lendersa® strives to provide the best Conventional, USDA, or FHA loans with speed and no hassle. Choose one of three starting points for matching lenders and available loan programs that fit your needs.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
