In 2026, the conventional loan limit in West-Sayville, located in Suffolk county, NY, is $970,800. For a single-family home, the FHA limit is $970,800.
Leverage the Lendersa® Conventional loan calculator to explore and compare today's finest Conventional, FHA, and USDA rates. It helps determine the needed income, credit, reserves, and documents required for eligibility. The advanced mortgage calculator aligns Conforming Conventional loans with USDA, FHA, and VA options, guiding you to select the best program in NY for your specific financial scenario.
Explore offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $657,900 | 0% | |
| FHA | $970,800 | 3.5% |
This table pertains to the following zip codes: 11769
Lendersa® strives to quickly connect you with the most suitable Conventional, USDA, or FHA loans without any hassle. Choose one of three starting points to find matched lenders and relevant loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides