FHA VS Conventional loan programs in 2025 for Brighton, Monroe County, New York
In 2025, the limit for a Conventional loan in Brighton, under the county of Monroe, NY, is defined as $726,200. Conversely, the FHA limit for a single-family home is set at $472,030. Knowing these limits is imperative for potential buyers and investors to navigate their financing options effectively and plan their mortgage strategies adeptly.
Explore the Lendersa® Conventional loan calculator to compare today's leading rates amongst Conventional, FHA, and USDA loans. This essential tool will help you determine the necessary income, credit scores, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA loans side by side. This comparative view aids in selecting the right financial program in NY tailored to your unique situation and financial objectives.
Overview of 2025 Loan Limits and Down Payment Requirements in Brighton, Monroe, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 14625, 14620, 14623, 14618, 14610. Recognizing your applicable options enables you to choose the best financial pathways suitable to your location.
Available Conventional and FHA Loan Options in Brighton, NY
The objective at Lendersa® is to connect you swiftly with the optimal Conventional, USDA, or FHA loans, minimizing delays and complications. Select one of three strategic starting points to match with lenders and find compatible loan programs. This approach streamlines the complex home financing process, ensuring your needs are fully met and your decisions are well-informed.
We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
main bank office buildingToday, Bank of Cleveland is the only locally owned
26 Century Boulevard, Suite 3, Nashville, TN, 37214
The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
