FHA VS Conventional loan in Brighton, Monroe County, New York

In 2025, the limit for a Conventional loan in Brighton, under the county of Monroe, NY, is defined as $726,200. Conversely, the FHA limit for a single-family home is set at $472,030. Knowing these limits is imperative for potential buyers and investors to navigate their financing options effectively and plan their mortgage strategies adeptly.

Explore the Lendersa® Conventional loan calculator to compare today's leading rates amongst Conventional, FHA, and USDA loans. This essential tool will help you determine the necessary income, credit scores, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA loans side by side. This comparative view aids in selecting the right financial program in NY tailored to your unique situation and financial objectives.

Browse loan offers from an extensive network of 100 lenders.

Overview of 2025 Loan Limits and Down Payment Requirements in Brighton, Monroe, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 14625, 14620, 14623, 14618, 14610. Recognizing your applicable options enables you to choose the best financial pathways suitable to your location.

Available Conventional and FHA Loan Options in Brighton, NY

The objective at Lendersa® is to connect you swiftly with the optimal Conventional, USDA, or FHA loans, minimizing delays and complications. Select one of three strategic starting points to match with lenders and find compatible loan programs. This approach streamlines the complex home financing process, ensuring your needs are fully met and your decisions are well-informed.

Detailed insights from Lendersa's USDA loan request process and outcome


  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
  • Connect Credit Union
  • 3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
  • For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
  • Broward HealthCare Federal Credit Union
  • 2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
  • At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
  • Universal Home Lending
  • 6499 Powerline Rd, Fort Lauderdale, FL, 33309
  • Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
  • KBG Tax Service
  • 6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
  • KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
  • AR1 Mortgages Inc
  • 301 East Commerical Blvd, Oakland Park, FL, 33334
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Advanced Mortgage Planners Inc
  • 120 Northeast 51st Street, Fort Lauderdale, FL, 33334
  • Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
  • O'Brien Financial Group Inc
  • 1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
  • O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.