As of 2026, the conventional loan limit for a single-family home in East-Rochester, within Monroe county, NY, is $647,200. Meanwhile, the FHA limit is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare the most competitive rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional loans with USDA, FHA, and VA options, guiding you to choose the best program in NY for your financial needs.
Explore offers from a network of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to zip codes: 14445
The Lendersa® mission is to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Select one of three pathways to connect with matching lenders and programs.
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