Conventional Vs. FHA Lending requirements Fairport, NY in 2026

In the year 2026, the limit for conventional loans in Fairport, within Monroe county, NY, is set at $726,200. For single-family homes, the FHA loan limit is established at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine your eligibility based on income, credit, reserves, and necessary documentation. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to select the most fitting program in NY for your financial scenario.

Explore Conventional and FHA Loan Options in Fairport, NY

The purpose of Lendersa® is to swiftly and easily connect you to the most appropriate Conventional, USDA, or FHA loan options available. Choose one of three initiation points that offer a selection of matching lenders and relevant loan programs.

Lendersa's results on USDA loan request matching

Fairport Lenders
(585) 586-8225 Lender's profile and map Family First of NY Federal Credit Union 2520 Browncroft Boulevard, Rochester, NY, 14625 Lends in New York Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
(585) 624-7474 Lender's profile and map Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Lends in New York Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(585) 546-4279 Lender's profile and map Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Lends in New York Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(585) 282-0960 Lender's profile and map Tier One Mortgage (New York) 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Lends in New York Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
(800) 320-0447 Lender's profile and map Preferred Mortgage Corporation of New York 1674 Empire Blvd, Suite 200, Garden City, NY, 14580 Lends in New York We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
(585) 314-5600 Lender's profile and map Tier One Mortgage, LLC 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580 Lends in New York Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
(585) 737-9273 Lender's profile and map Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 Lends in New York At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
(585) 461-2230 Lender's profile and map Genesee Co-op Federal Credit Union 395 Gregory Street, Rochester, NY, 14620 Lends in New York Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
(585) 271-2400 Lender's profile and map Tompkins Lending 115 Liberty Pole Way, Rochester, NY, 14604 Lends in New York Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.