For the year 2025, in Brookhaven located in Suffolk county within NY, the cap for Conventional loans for a single-family residence is set at $1,089,300. Similarly, the FHA loan ceiling is $1,089,300.
To effectively compare the top Conventional, FHA, and USDA rates today, use Lendersa®'s Conventional loan calculator. This tool assesses what income, credit score, reserves, and documentation you might need for qualification. Equipped with our cutting-edge mortgage calculator, you can examine side-by-side Conforming Conventional loans, along with USDA, FHA, and VA loans, to choose the ideal program suited to your financial needs in NY.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This data pertains to the following ZIP codes: 11764, 11934, 11933, 11763, 11766, 11967, 11961, 11713, 11719, 11955, 11792, 11790, 11794, 11951, 11953, 11741, 11742, 11973, 11715, 11779, 11778, 11772, 11777, 11940, 11980, 11727, 11720, 11755, 11950, 11784, 11786, 11782, 11789, 11949, 11941, 11733, 11738, 11776, 00544
Lendersa® is committed to efficiently securing for you the most favorable Conventional, USDA, or FHA loan, avoiding unnecessary complexities. You can initiate your journey through three different pathways, each leading to tailored matches with lenders and loan schemes.
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